Byte the Budget

Byte the Budget is an AI-driven personal finance platform designed to help young professionals and families effectively manage their personal finances, create budgets, save for financial goals, and gain control over their financial well-being.

Project Overview

Managing personal finances can be challenging, especially for young professionals and families with diverse financial goals and varying income sources. The Byte the Budget platform aims to address this challenge by seamlessly integrating AI into personal budgeting and accounting, providing personalized recommendations, and offering comprehensive data visualization dashboards to track financial status and goals.

Key Features

Quick Onboarding: Users can create an account and onboard in minutes with intuitive questions.
Account Synchronization: Synchronize multiple bank and credit accounts into a single dashboard for a comprehensive view of finances.
AI-Driven Insights: Personalized financial guidance based on individual needs, goals, spending habits, and lifestyles.
Data Visualization: Detailed dashboard with graphs and charts to track account balances, expenses, income, debts, cash-flow forecasts, and financial goal progress.
Budget Optimization: Receive personalized recommendations for optimizing budgets and reducing spending.
Security Measures: Robust data encryption and dual-factor authentication to safeguard sensitive financial information.
Bank and Credit Account Integration: Seamless connection to bank and credit accounts through integrations like Plaid or Revoult.
Family Profiles: Assign family profiles with appropriate visibility statuses for collaborative budgeting and teaching financial responsibility.

User Personas

Individual:

Demographics: Young working professional aged 25–35.
Income: Earning upward of $55,000 annually as a single income.
Family Status: Single, separated, or divorced with at least one child.
Motivation: Seeking an AI-driven platform to simplify budgeting, optimize spending, and save for specific goals like education or homeownership.

Family:

Demographics: Young working professionals aged 25–45.
Income: Earning upward of $100,000 annually and jointly.
Family Status: Dating or married with at least one child.
Motivation: Seeking a platform for collaborative budgeting and decision-making to plan for family financial goals.

Technologies Used

Backend: Python Flask
Frontend: React
Data Visualization: Chart.js or D3.js
Authentication: JWT (JSON Web Tokens)
Database: MongoDB or PostgreSQL

Contributors

[Amiant Adebayo]()
[Brian Shipman]()
[Ed Berisha]()
[Kristi Panko]()
Shraddha Rao
[Takashi Honzawa]()
[Tanner Patterson]()
[Umar Khan]()

Thank you for considering contributing to Byte the Budget! Your contributions help improve the platform and make it more valuable for users. Whether you want to report a bug, suggest a feature, or contribute code, we appreciate your involvement.

Contributing to Byte the Budget

There are several ways you can contribute to Byte the Budget:

Reporting Bugs: If you encounter any bugs or issues while using the platform, please open a new issue on GitHub. Include detailed information about the problem you encountered and steps to reproduce it.
Suggesting Features: Have an idea for a new feature or improvement? Open a GitHub issue to suggest it. Describe the feature you'd like to see and how it would benefit users.
Contributing Code: If you're comfortable with coding, you can contribute directly to the project by implementing new features, fixing bugs, or improving existing functionality. Fork the repository, create a new branch for your changes, and submit a pull request with your modifications.

License

This project is licensed under the MIT License.

Byte-the-Budget / byte_the_budget

readme