Revolut Connect

Tests	Coverage

A lightweight API client for Revolut featuring authentication, permission scopes, token expiration and automatic renewal, webhooks, webhook events, and much more!

Revolut docs: https://developer.revolut.com/

:warning: The extracted API objects don't do input parameters validations. It's a simple faraday wrapper that allows you to send as many inputs as you want. The Revolut API might fail when passing a wrong set of parameters.

:warning: For now this connector only supports the Business API. Pull requests are welcomed to support other APIs.

Supported APIs & Resources

Business API

Account
Counterparty
ForeignExchange
Payment
Transaction
TransferReason
Webhook
Simulation

:construction: Roadmap

Business API

Card resource
PaymentDraft resource
PayoutLink resource
TeamMember resource
Transfer resource

Merchants API

Authentication
Resources

Open Banking API

Authentication
Resources

Installation

Install the gem and add to the application's Gemfile by executing:

  bundle add revolut-connect

If bundler is not being used to manage dependencies, install the gem by executing:

  gem install revolut-connect

Usage

First Time Authorization

Generate a certificate for your API integration and register the API into your Revolut business account by following this tutorial.

From the step above, you'll need to copy the client id, the private key and the iss values that Revolut asks you to generate. We'll set these as environment variables as follows:

  REVOLUT_CLIENT_ID={YOUR APP CLIENT ID}
  REVOLUT_SIGNING_KEY="{YOUR APP SIGNING KEY IN ONE LINE JOINED BY NEW LINES (e.g: -----BEGIN PRIVATE KEY-----\n....)}"
  REVOLUT_ISS={YOUR ISS}

Set the Revolut authorization redirect URI. This URI is what Revolut will use to redirect to after the user has authorized the API to access the account. Revolut will redirect to this URL adding a code query param that we'll need to exchange for the first access token (reference):
```
REVOLUT_AUTHORIZE_REDIRECT_URI={YOUR REVOLUT AUTH HANDLING DOMAIN}
```
In revolut, after adding all the API details (uploading the certificate, iss, etc), enable the API. This will take you to the APP authorization consent form. After you authorize the app, you should be redirected to the domain you set in the configuration with the authorization code in query params. Copy this code.

Exchange the code for your first time access token:

revolut_auth = Revolut::Auth.exchange(authorization_code: "{CODE YOU COPIED IN PREVIOUS STEP}")

This will return a Revolut::Auth object with the access token in it. It's highly recommended that you persist this information somewhere so that it can later be loaded without needing to go through this code exchange process again:
```
auth_to_persist = revolut_auth.to_json # Persist this somewhere (database, redis, etc.). Remember to encrypt it if you persist it.
```
And then, when you need to load the auth again:
```
Revolut::Auth.load(JSON.parse(auth_to_persist))
```
You can also store this json in an environment variable and the gem will auto load it:
```
  REVOLUT_AUTH_JSON={auth_to_persist}
```
:tada: You're all set to start using the API.

Configuration

In rails applications, it's standard to provide an initializer (e.g config/initializers/revolut.rb) to load all the configuration settings of the gem. If you follow the previous step (First Time Authorization), you can do the following:

Revolut.configure do |config|
  # Your app client id. Typically stored in the environment variables as it's a sensitive secret.
  config.client_id = ENV["REVOLUT_CLIENT_ID"]

  # Your app private key. Typically stored in the environment variables as it's a sensitive secret.
  config.signing_key = ENV["REVOLUT_SIGNING_KEY"]

  # The URI that Revolut will redirect to upon a successful authorization.
  # Used to get the authorization code and exchange it for an access_token.
  config.authorize_redirect_uri = ENV["REVOLUT_AUTHORIZE_REDIRECT_URI"]

  # Optional: JWT issuer domain. Typically your app domain.
  # Default: example.com
  config.iss = ENV["REVOLUT_ISS"]

  # Optional: JWT token duration. After this duration, the token will be renewed (for security reasons, in case of token leakage)
  # Default: 120 seconds (2 minutes).
  config.token_duration = ENV["REVOLUT_TOKEN_DURATION"]

  # Optional: Revolut authorization scope. You can restrict which features the app will have access to by passing different scopes.
  # More info in https://developer.revolut.com/docs/business/business-api
  # Default: nil
  config.scope = ENV["REVOLUT_SCOPE"]

  # Optional: Timeout of the underlying faraday requests.
  # Default: 120
  config.request_timeout = 120

  # Optional: Set extra headers that will get attached to every revolut api request.
  # Useful for observability tools like Helicone: https://www.helicone.ai/
  # Default: {}
  config.global_headers = {
    "Helicone-Auth": "Bearer {HELICONE_API_KEY}",
    "helicone-stream-force-format" => "true"
  }

  # Optional: Set the environment to be production or sandbox.
  # Default: sandbox
  config.environment = ENV["REVOLUT_ENVIRONMENT"]

  # Optional: The JWT for an already exchanged token.
  # Used to preload an existing auth token so that you don't have to exchange / renew it again.
  config.auth_json = ENV["REVOLUT_AUTH_JSON"]

  # Optional: The revolut api version used. Generally used to hit the webhooks API as it requires api_version 2.0.
  # Default: "1.0".
  config.api_version = ENV["REVOLUT_API_VERSION"]
end

If you're setting the auth_json config, rembember to call Revolut::Auth.load_from_env right after the configuration is set so that the gem loads this JSON you just set:

Revolute.configure do |config|
  ...
  config.auth_json = ENV.fetch("REVOLUT_AUTH_JSON", nil)
end

# Load the `auth_json` value.
Revolut::Auth.load_from_env

Resources

Accounts

https://developer.revolut.com/docs/business/accounts

# List revolut accounts
accounts = Revolut::Account.list

# Retrieve a single account
account = Revolut::Account.retrieve(accounts.last.id)

# List bank accounts
bank_details = Revolut::Account.bank_details(accounts.last.id)

Counterparties

https://developer.revolut.com/docs/business/counterparties

# List counterparties
counterparties = Revolut::Counterparty.list

# Create a counterparty
created_counterparty = Revolut::Counterparty.create(
  profile_type: "personal",
  name: "John Smith",
  revtag: "johnsmith"
)

# Retrieve a counterparty
retrieved_counterparty = Revolut::Counterparty.retrieve(created_counterparty.id)

# Delete a counterparty
deleted = Revolut::Counterparty.delete(retrieved_counterparty.id)

ForeignExchange

https://developer.revolut.com/docs/business/foreign-exchange

# Exchange currencies
exchange = Revolut::ForeignExchange.exchange(
  request_id: "49c6a48b-6b58-40a0-b974-0b8c4888c8a9", # The ID of the request, provided by you. It helps you identify the transaction in your system.
  from: {
    account_id: "8fe12333-5b27-4ad5-896c-38a25673fcc8",
    currency: "USD"
  },
  to: {
    account_id: "b4a3bcd2-c1dd-47cc-ac50-40cdb5856d42",
    currency: "GBP",
    amount: 10
  },
 reference: "exchange"
)

# Retrieve information on exchange rates between currencies
rate = Revolut::ForeignExchange.rate(
  from: "EUR",
  to: "USD",
  amount: 100
)

Payments

https://developer.revolut.com/docs/business/create-payment

# Create a payment transaction
payment = Revolut::Payment.create(
  request_id: "49c6a48b-6b58-40a0-b974-0b8c4888c8a7", # Your app's own payment ID.
  account_id: "af98333c-ea53-482b-93c2-1fa5e4eae671",
  receiver: {
    counterparty_id: "49c6a48b-6b58-40a0-b974-0b8c4888c8a7",
    account_id: "9116f03a-c074-4585-b261-18a706b3768b"
  },
  amount: 1000.99,
  charge_bearer: "debtor",
  currency: "EUR",
  reference: "To John Doe"
)

# List payment transactions
transactions = Revolut::Payment.list

# Retrieve a payment transaction
transaction = Revolut::Payment.retrieve(payment.id)

# Delete a payment transaction
deleted = Revolut::Payment.delete(transaction.id)

Simulations

https://developer.revolut.com/docs/business/simulations

# Update a transaction
transaction = Revolut::Simulation.update_transaction("a6ea39d7-62c9-481c-8ba6-8a887a44c486", action: :complete)

# Top up an account
transaction = Revolut::Simulation.top_up_account("e042f1fe-f721-49cc-af82-db7a6c46944f",
  amount: 100,
  currency: "GBP",
  reference: "Test Top-up",
  state: "completed"
)

Transfers

https://developer.revolut.com/docs/business/transfers

# Create a transfer
Revolut::Transfer.create(
  request_id: "129999", # The ID of the request, provided by you. It helps you identify the transaction in your system.
  source_account_id: "b4a3bcd2-c1dd-47cc-ac50-40cdb5856d42",
  target_account_id: "4cfb3825-7448-4825-baf8-7a17137c4634",
  amount: 10,
  currency: "GBP",
  reference: "John's transfer"
)

# List transfer reasons
transfer_reasons = Revolut::Transfer.list_reasons

Webhooks

https://developer.revolut.com/docs/business/webhooks-v-2

# Create a webhook
webhook = Revolut::Webhook.create(
  url: "https://www.example.com",
  events: [
    "TransactionCreated",
    "PayoutLinkCreated"
  ]
)

# List webhooks
webhooks = Revolut::Webhook.list

# Retrieve a webhook
webhook = Revolut::Webhook.retrieve(webhook.id)

# Update a webhook
webhook = Revolut::Webhook.update(webhook.id, url: "https://www.example.com/")

# Delete a webhook
deleted = Revolut::Webhook.delete(webhook.id)

# Rotate webhook secret
rotated = Revolut::Webhook.rotate_signing_secret(webhook.id)

# Retrieve list of failing events
failed_events = Revolut::Webhook.failed_events(webhook.id)

Webhooks in web applications (Rails example)

In order to start listening to revolut webhook events you'll first have to create a webhook in your revolut instance so that revolut knows that it needs to start pushing events to a certain URL:

webhook = Revolut::Webhook.create(url: "http://{your web app webhook URL}")
puts webhook.signing_secret

You can then copy the signing secret and store it in the env variables as follows:

REVOLUT_WEBHOOK_SECRET={copy your signing secret here}

Then, in the revolut webhook controller, you can do the following to coerce revolut events (rails example):

class Webhooks::RevolutController < ApplicationController

  def run
    coerced = Revolut::WebhookEvent.construct_from(request, ENV["REVOLUT_WEBHOOK_SECRET"])
    case coerced.event
      when "TransactionStateChanged"
        # handle event
      when "PayoutLinkCreated"
        # handle event
      ...
    end
  rescue Revolut::SignatureVerificationError => e
    # Do something when the signature verification fails
    head :bad_request
  end

end

The rails routes would look something like this:

post "webhooks/revolut", to: "webhooks/revolut#run"

Development

You can use bin/console to access an interactive console. This will preload environment variables from a .env file.

After checking out the repo, run bin/setup to install dependencies. Then, run rake spec to run the tests. You can also run bin/console for an interactive prompt that will allow you to experiment.

To install this gem onto your local machine, run bundle exec rake install. To release a new version, update the version number in version.rb, and then run bundle exec rake release, which will create a git tag for the version, push git commits and the created tag, and push the .gem file to rubygems.org.

Contributing

Bug reports and pull requests are welcome on GitHub at https://github.com/moraki-finance/revolut-connect. This project is intended to be a safe, welcoming space for collaboration, and contributors are expected to adhere to the code of conduct.

License

The gem is available as open source under the terms of the MIT License.

Code of Conduct

Everyone interacting in the Revolut::Connect project's codebases, issue trackers, chat rooms and mailing lists is expected to follow the code of conduct.

moraki-finance / revolut-connect

readme

Revolut Connect

Supported APIs & Resources

Business API

:construction: Roadmap

Business API

Merchants API

Open Banking API

Installation

Usage

First Time Authorization

Configuration

Resources

Accounts

Counterparties

ForeignExchange

Payments

Simulations

Transfers

Webhooks

Webhooks in web applications (Rails example)

Development

Contributing

License

Code of Conduct