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onaseef / yomobi

YoMobi Mobile Builder Platform
http://www.yomobi.com
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Payment Widget #214

Open gilbert opened 12 years ago

gilbert commented 12 years ago

Omar:

This widget lets a customer take credit card payments from their phone. It would be integrated with WePay. Basically, the user would drop the widget into their site and the visitor would see a form that allows them to pay for an item by credit card.

gilbert commented 12 years ago

What is the difference between this and #213?

onaseef commented 12 years ago

213 includes the list or products/services to sell, and the shopping cart and checkout functionality. This feature is a much simpler widget that presents a credit card acceptance form that lets them use their phone to accept credit card payments without having to list items. There'd be none of the complexity of the shopping cart etc.

This widget presents a form on the mobile site that has all of the standard credit card acceptance fields, plus a field that has the amount to be charged.

gilbert commented 12 years ago

Wait, so is this is a feature for the site owner, rather than the mobile visitor?

onaseef commented 12 years ago

This is a feature that lets the site owner take payments from any phone. So, for example, if I sell trinkets on the street, and someone wants to buy something but doesn't have cash, i'd direct them to my yomobi site and tell them to fill out the form and pay me from there. The visitor to my mobile site could enter their cc information and the amount they want to pay, and the site owner would see they were paid. Basically, every phone can be a mobile payment terminal.

gilbert commented 12 years ago

Ok, I understand the goal now.

So, the yomobi user would have to have an existing WePay (or some other merchant account), and they give us the necessary information to hook credit card payments into their account. I'm not too familiar with PCI compliance, but I do know that it requires a secure connection to send cc info through, i.e. https.

onaseef commented 12 years ago

We're going to use WePay for now. We present the embedded form that WePay provides for mobile cc info collection and it would need to be HTTPS. Do a bit of research on WePay. They have a mechanism that lets us collect the necessary information to set up the merchant account on behalf of the site owner while appearing to be part of YoMobi.