openbankingspace / tpp-issues

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RBSG - InterimAvailable balance includes unspecified overdraft amount #23

Open jspaine opened 6 years ago

jspaine commented 6 years ago

So we're unable to get a usable balance for RBSG users.

Actual

The InterimBooked balance is accurate but doesn't account for pending transactions, while the InterimAvailable balance includes the overdraft amount. Neither balance contains any information in the CreditLine field.

Expected

The InterimAvailable balance contains the included overdraft information in the CreditLine property. Alternatively, the InterimAvailable balance amount does not include the overdraft amount.


Unfortunately this appears in line with what users see in their online banking, so it's not clear if this violates the standard or not.

Issue: OBSD-4240 Reported: 24th July 18

davidgtonge commented 6 years ago

Update from RBSG

We have re-categorised this ticket as an 'enhancement request' and have put onto our development backlog. Early indication for an estimated due-date is Q1 2019 though we will bring in sooner if possible. The delay for implementing this enhancement request is due to the number of other high-priority work-items we have in our work-stack.

jspaine commented 6 years ago

The overdraft amount is shown in online banking, so we were hoping this would be prioritised for not conforming to the spec.